Your home and your belongings are important to you and that means they are important to us. We want to help you design a homeowner policy that fits both your needs and your budget. Whether you own or rent, we are here to help.

 

Standard Coverages

 

Dwelling - Covers the cost of rebuilding /repairing your home in the event that it is damaged or destroyed due to a covered peril

 

Other Structures - Covers the cost of rebuilding/repairing the additional structures on your property other than your home. Things such as detached garages, sheds, or outbuildings would fall into this category.

 

Personal Property - Covers the cost of replacing your possessions or your home contents if damaged by a specified peril.

 

Loss of Use - Covers the cost of other living arrangements while your home is being rebuilt or repaired. An example of this would be if you need to stay in a hotel while repairs are being done to your home.

 

Personal Liability - Coverage that protects you and your family from lawsuits. For example, if your animal bit someone or someone fell off your deck due to a faulty railing, this coverage will help you with the financial burden of a lawsuit.

 

Medical Payments - Covers medical cost for someone who is injured on your property.

 

What we can cover:

 

• Homes

• Condominiums

• Renters Policies (personal property)

• Mobile Homes

• Farms

• Rental Homes